I am looking for the best family dental insurance plan in New Jersey. Cost per say is not an issue as long as I can get a family plan without so many limitations.   I do not want to buy a dental insurance plan and still have to wait a year or more to have full use of all it benefits.  I have a family of four and with three kids I want them to be able to have all their dental care needs met when needed not a year from now.  I also would like for it not to have a low maximum annul dollar amount per person either.  I am looking for at least $2000.00 or more per person.

So far I have not seen any dental plans that fit my needs they are either dental discount plans that do not offer all much of real savings or PPO plans that are so high in cost with crazy limitations that make you wonder why would anyone even buy it.